One small goal at a time

Handle a suspicious text or message

Pause first, then choose what happened so you can take the safest next action without making the situation worse.

Choose what feels easiest

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Guide view
Phone
iPhone and Android
Time
Start now
Reviewed
August 31, 2026

Before you start

  • Do not tap the link, reply, or call a number inside the message.
  • Do not share a password, verification code, bank number, or Social Security number.
  • If money has moved, contact the bank or payment company immediately using a trusted number or app.

Choose what happened

Your next action

Open only the branch that matches your situation.

I only received it

Do not interact with it

  1. Delete the message after you record anything you need.
  2. On iPhone, reporting spam does not block the sender, so use Block Contact separately when needed.
  3. In Google Messages, Block & report spam can send Google the last 10 incoming messages plus sender details; you can block without reporting if you prefer.
  4. Open the company’s official app yourself if you still need to check the claim.
I clicked the link

Close the page and protect the phone

  1. Close the browser page. Do not download, install, or allow anything.
  2. Update the phone using Settings, not the message.
  3. If you entered a password, use the official site to change it now.
I shared information

Secure the affected account

  1. Change the affected password from the official app or website.
  2. Contact the bank or company using a trusted number if financial information was shared.
  3. Use IdentityTheft.gov when Social Security or identity information was exposed.
Open IdentityTheft.gov
I sent money

Contact the payment company now

  1. Call the bank, card issuer, payment app, gift-card company, or wire service immediately.
  2. Say the payment was connected to a scam and ask whether it can be reversed.
  3. Report the scam to the FTC after you contact the payment company.
Report fraud to the FTC

Read it and see it together

Interactive visual guide

Use Next when you are ready. Replay repeats the visual cue; nothing advances without your choice unless you start Play through.

Step 1 of 4
Step 1 of 4.

Do this now

Stop before interacting

Leave the message open only long enough to recognize it. Do not tap, reply, or call.

Original Generic phone example — not a manufacturer screenshot

This original visual follows the verified path. Labels can vary slightly by model, region, carrier, or device state.

Show written steps
  1. Stop before interacting. Leave the message open only long enough to recognize it. Do not tap, reply, or call. The suspicious message remains open, and its link has not been activated.
  2. Leave the message. Swipe up from the bottom edge to leave the message without tapping its link. You are safely out of the message.
  3. Use one trusted channel. Open the company’s official app yourself. If you cannot, call the trusted number on your card or statement. The official app or verified call screen opens outside the suspicious message.
  4. Choose what happened. Use the matching branch for only received, clicked, shared information, or sent money. The four next-action choices are in the Your next action section near the top.
My screen looks different

That is normal. Phone makers sometimes move or rename a setting.

  • Stay with the task “Handle a suspicious text or message” and re-read the current action before tapping anything else.
  • If the named control is missing, open the official source below or search for a different task.
Open the official help page

Sources and review details

Any iPhone or Android phone · Current FTC and manufacturer safety guidance · Reviewed August 31, 2026

Step images are original Easy Phone Tech visual examples based on the cited paths. They are not manufacturer screenshots.

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